Getting started

NYC Community Boards do not have legal authority to approve or deny cannabis dispensary licenses. This page explains their advisory role under MRTA, the 30-day municipal notice requirement, how objections are reviewed by OCM, and when opposition can increase scrutiny or delay.

Insurance claims are decided by documentation, not explanations. When a New York cannabis dispensary files a claim, the insurer will request written proof of security compliance, inventory value, maintenance practices, and contractual risk transfer. If required records are missing or incomplete, the insurer may delay, reduce, or deny payment under the policy’s Conditions section. Proper record retention is critical to protecting coverage.

A commercial insurance lapse in New York creates an immediate coverage gap. This page explains how cancellation for nonpayment works under NY law, what a lapse means for claims, leases, and OCM compliance, and what to do immediately to prevent uninsured exposure.

Even if cannabis is legal in New York, federal gun law still treats marijuana as illegal. This page explains how firearm rules apply to dispensary owners, investors, and marijuana users.